We understand that whilst you want a lovely new home, the last thing you really want is a mortgage – but unless you are very lucky, you will probably need one.

And so, if you are going to need a mortgage, we are guessing you are going to want to get the best deal possible? Meet OVISO, our Mortgage Specialists:

OVISO is different to other mortgage brokers…

Most mortgage brokers will only look for mortgage’s that they can arrange, however some banks and building societies offer you cheaper interest rates if you go directly to them.

The great news for you is that OVISO has the latest technology that means they can search for mortgages that other brokers will not tell you about.

The initial consultation is completely free of charge so you have absolutely nothing to lose. Please be aware charge will apply either at mortgage offer or completion.

If they cannot help; you have lost nothing…

You might be thinking that there is no such thing as a free lunch, and why would OVISO do this if you might be better to deal directly with the mortgage company?

Well, they know that if they can’t help you today, you might need their help tomorrow, and hopefully you will tell all your friends about their service; which is good news for them. They also have lots of exclusive rates that are better than what you will find direct.

How much can I borrow for a mortgage?

Choosing a mortgage could be one of the biggest decisions you make, especially if you have not had one before.

OVISO has made this process easier for you, by creating a simple mortgage calculator to help calculate your LTV (loan to value) and what your likely mortgage repayments will be. Remember, you will need to allow for other costs such as stamp duty, solicitor fees and moving expenses.

Click here to find out how much you can borrow and what your monthly repayments could look like.

5 Mistakes that can cost you thousands…

  • Paying a higher interest rate than necessary.
  • Paying excessive fees to set up the mortgage.
  • Simply choosing the wrong type of mortgage for your circumstances.
  • Spending money on fees setting up the mortgage only to find later that you do not qualify for it.
  • Dealing with your bank because it is the easy option.

The mortgage market really is a complicated maze now; the small print is so, so different from one company to the next, so it is easy to waste time and money if you do not know what you are doing.

See more here

For more information, please call our experts on 0333 321 0060.

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