Uncategorized

How to Save Money Fast

‘How to save money fast’ is probably the most common question from people looking to save for their new home, especially first time buyers. Today, our Marketing Manager Amey will be giving her tips on how to save money fast for your first house. If you are looking to drastically reduce your expenses immediately, your

Which Bills are you Responsible for as a Tenant?

Are you confused about what bills are, and are not your responsibility in a rental property? For this week’s Top Tip Tuesday, we will be giving you the run down of all the bills you could be responsible for. As a tenant, rent will be your highest housing cost on a monthly basis. It is

Rishi Sunak Spring Statement – What you Need to Know

We have just finished listening to the latest announcement from Chancellor Rishi Sunak. Here are the headline announcements from his Spring Statement. The announcement was split into three measures: Motorists Fuel duty will be cut by 5p a litre from 6pm GMT until March 2023. This means that filling a typical 55-litre family car’s fuel

How to Let Your Property Fast

Taking steps to prepare your property for a new tenant can be the difference between a quick and easy letting, or your property remaining on the market for a long period of time. How long does it typically take to rent a property? Prior to the pandemic, the average time it took to let a

Bank of England Announces Rise in Interest Rates

The Bank of England announced yesterday that interest rates will rise from 0.25% to 0.75%, back to pre-pandemic levels, as it seeks to contain the UK’s inflation rate, which could rise to 8%. This is the third time since December that the Bank’s Monetary Policy Committee (MPC) has increased the cost of borrowing. Analysts anticipate

How Much Can I Borrow For a Mortgage?

If you are hoping to take out a mortgage, this article will highlight how much a lender might offer you based on your circumstances and what factors could impact how much you can borrow. How do mortgage lenders decide how much you can borrow? Your salary will have a big impact on the amount you can borrow

Legionella: A Landlord’s Guide Made Simple

As a landlord, it is your responsibility to ensure the health and safety of your tenants by keeping your property safe and free from health hazards. While it is not a legal requirement to produce or obtain a Legionnella bacteria Testing Certificate for domestic properties, it is your legal duty to access and control the

Changing Your Home – How Nearly 9 Million Bedrooms Have Been Lost in the UK

According to research conducted by Zoopla, more than four in ten British homeowners have converted their spare bedrooms into offices, gyms, and even cinemas throughout the pandemic! Here are the key takeaways: During the pandemic, 41% of British homeowners have adapted their properties to suit their changing needs, with around 8.8 million bedrooms being sacrificed

A Guide for Landlords: Universal Credit

Universal Credit is a monthly payment that is given to someone to assist with their living costs. There are several reasons why people may be on Universal Credit – it can be due to illness, preventing the individual to work or even child tax credit. As these funds can be used as housing benefit, it

A Guide for Landlords: Managing Void Periods in Tenancies

With average rents in the UK rising since the pandemic, each week that a property is standing empty will be costing landlords a hefty price. And if the property does not have a new tenant for a couple of months, this could mean that there could be a huge loss of income. That is why

Expanding Your Rental Portfolio – A Landlord’s Guide

As a landlord, you are helping to provide homes for a growing number of tenants across the UK. Whether you became a landlord because you decided not to sell your former family home, or deliberately chose to invest in property, your part in the property market is important. If you already have one property that

6 Things Landlords Need to Know in 2022

Are you renting out a property this year? Read this blog post to find out the latest news and law changes you will need to know about. Do not forget you can contact our friendly lettings team on 01332 384438 or [email protected] 1. New Anti-Covid-19 Measures The government has released new guidance to help limit

What Homeowners Need to Know About Buying or Selling a Property in 2022

The last 18 months has been a wild ride for the property market – it has certainly presented its challenges but has also created opportunities for buyers and sellers alike. For some, the lively market has resulted in competing bids, multiple offers, and some successful sales. On the other hand, others have felt disappointed as

7 Practical Ways to Stretch Your Budget When Buying a Property

From selecting the less trendy styles, to taking advantage of government schemes, here is how you can find the find the right home for you at the right price. Can’t quite afford the property you are looking for? Do not despair! Today we are showing you how you can stretch your budget and save faster

Calculating and Boosting Rental Yields

As a landlord, it is particularly useful to use measures such as rental yield to compare different properties within your portfolio. In addition, it can be a useful target when considering future investments. Today we will be sharing what rental yield is, the various methods of calculating yield and how you can boost rental income.

What Type of Property Survey do I need?

Have you found ‘the one’? The next step is to make sure your property is in working order and as it should be. That is where a property survey comes in. Buying a new home is probably one of the biggest financial investments you will ever make, and no one wants hidden surprises when you

Boxing Day Bounce – The Busiest Festive Period EVER for the Property Market

Prospective home movers took to the internet in record numbers over the festive period to browse property listings. In what was a crazy year for the housing marketing in 2021, at Boxall Brown & Jones we have seen numerous enquiries from buyers and tenants. Even Rightmove reported that enquiries increased by 23% between Boxing Day

How Much Does It ACTUALLY Cost to Buy a Home?

Solicitor’s fees, mortgage fees, stamp duty and other costs can add up when buying a property. Today we will be explaining all the additional fees involved in a house or flat purchase, so that you are completely prepared for your next adventure. Buying a home is not as simple as paying the asking price. There

Selling Your Rented Property – Top Tips for Landlords

Sometimes you may want to sell the property that you are currently letting. This can be complicated when you have tenants that have not reached the end of their tenancy agreement yet. As a landlord, you have specific responsibilities and legal obligations you must follow, and this guide will highlight how to navigate the selling

Why Move to Derby

Museums, live music, galleries, shops and wilderness – the city of Derby is the perfect place to settle down. Where is Derby? Derby is found in southern Derbyshire and is the county’s only city. It occupies one of the most central positions in the UK and has excellent connections to other cities including Manchester, Nottingham,

The Three D’s of Property

Whilst the new year should be full of promise and optimism, for some it may not feel like a happy occasion. This article identifies many realistic facts of life which at least one of the points to be discussed below will sadly affect us all. The Three D’s of property are likely to involve emotional

How to Bag Free Furniture for an Unfurnished Property

Are you moving properties and looking to bag some free stuff to help you get started? There are plenty of ways to get furniture and other essentials for nothing. Here is where you need to start hunting… Furnishing a rented or bought property can be eye-wateringly expensive – but if you are clever, you may

Safety Responsibilities as a Landlord

When it comes to the responsibilities of a landlord, the safety of the tenants must be a top priority. To allow you to understand what can be expected, we have compiled the main safety concerns you must be aware of and the legal obligations you must follow. Smoke alarms and carbon monoxide (CO) alarms In

7 Questions First-Time Buyers Should Be Asking – From The Property Experts

With the average house prices in the UK reaching record highs, buying a property is a hugely expensive investment – especially as a first-time buyer. The process can feel incredibly stressful and small mistakes could mean you miss a trick and potentially a great bargain!  Today we thought we would share our top questions for first time buyers from

Looking for Commercial Property? Meet the specialists...